The Fit
Thomas & Sons Distributors has spent sixty-nine years building a third-generation, family-owned trucking and logistics operation rooted in Oregon. Team Haugen operates the same way: Eugene-based, relationship-first, and structured to bring HUB International’s national carrier breadth with local accountability. Here is why that matters for a fleet like yours.
We work hands-on across commercial trucking accounts, from commercial auto programs and fleet compliance to owner-operator structures and DOT regulatory exposure. We speak the language of a carrier like Thomas & Sons and understand what keeps an owner up at night.
This page is the proof. Before a first conversation we review FMCSA records, study the operation, analyze the safety data, and map the coverage exposures. We do not show up cold. We show up prepared. That is the standard, not the exception.
We are based in Eugene, Oregon, the same market Thomas & Sons calls home. We understand local carrier markets, Oregon regulatory nuances, and the regional business culture that a sixty-nine year Oregon company values in a partner.
Team Haugen is built on the same values Thomas & Sons has operated by since 1956: trust, honesty, and integrity. We do not chase transactions. We build relationships. A third-generation company deserves a broker who plans to be around for the long term.
HUB International gives Team Haugen access to specialty trucking markets and underwriting facilities that standard retail brokers cannot reach. For a fleet with mixed driver programs, brokerage liability, cargo diversity, and more than eleven million miles a year, program structure matters.
The Trucking Industry Difference
A trucking and logistics fleet carries a risk profile that most Oregon employers never face. Multi-state interstate operations, the scale of fleet investment on the road, FMCSA and DOT regulatory exposure, and a mixed company-driver and owner-operator model all shape the program. The difference between a broker who understands transportation and one who does not shows up at renewal. Team Haugen works in this world.
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Thomas & Sons runs a fleet of more than 150 active power units, primarily late-model Volvos and Kenworths equipped with refrigerators and inverters, delivering freight across the Western United States. The beverage hauling legacy still runs through the operation. We build programs around how the fleet actually runs.
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A 9.5 percent vehicle out-of-service rate against a 22.3 percent national average. A 0.6 percent driver out-of-service rate against 6.7 percent. Zero fatal crashes across a twenty-four month window and 692 roadside inspections. These numbers are underwriting leverage, and we know how to use them.
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Founded in 1956 in Coos Bay and now in its third generation, from Arnold to Glenn to Aaron Thomas. A family-owned operation that has outlasted most of its market. We treat that continuity as the asset it is.
Commercial Auto
Commercial Auto is the core of this program. More than 150 power units logging 11.3 million miles a year across the Western United States is the largest part of the picture, and it deserves to be built deliberately. Interstate for-hire authority brings federal filing and MCS-90 considerations. Fleet scale brings scheduled-versus-blanket structuring decisions. This is where a broker who understands transportation earns the relationship.
More than 150 late-model Volvo and Kenworth power units represent substantial asset value on the road every day. Physical damage structuring, agreed value, and how the schedule is built all determine whether a loss is made whole or absorbed.
Thomas & Sons operates as an interstate for-hire carrier authorized for property across the Western United States. That carries federal filing obligations and MCS-90 endorsement considerations a generalist broker can miss.
A 9.5 percent vehicle out-of-service rate against 22.3 percent nationally, a 0.6 percent driver out-of-service rate against 6.7 percent, and zero fatal crashes across twenty-four months are direct premium leverage. Our job is to make the market price the record, not the class.
A fleet of this size raises a structural decision: scheduled coverage that lists units individually versus blanket coverage across the fleet. Each carries cost and claims implications. We model both against how Thomas & Sons cycles equipment so the structure fits the operation.
Access to specialty trucking markets and underwriting facilities through HUB International, program design for complex auto and cargo risk, and a team that structures the schedule around how Thomas & Sons actually runs.
Workers' Compensation
Company drivers are W-2 employees subject to Oregon workers’ compensation, and trucking is a high-frequency class. What separates an average program from a strong one is whether the carrier understands the driver-care story behind the numbers. Thomas & Sons already runs the operation underwriters reward.
A dedicated Safety department, a family-first culture, and regular weekly home time are retention and frequency tools, not just culture. Carriers reward operations that invest in drivers. We make sure the story is told.
Nearly ten times better than the 6.7 percent national benchmark. That number is proof of hiring discipline, MVR quality, and a genuine safety culture. It belongs at the front of the submission, not buried in a class average.
Operations across the Western United States raise questions of monopolistic states, extraterritorial coverage, and where payroll is reported. A program structured for a multi-state fleet avoids gaps the company should never have to discover at claim time.
Experience modification is the single biggest lever on workers’ comp cost. A clean loss history and the safety record Thomas & Sons already runs translate into renewal leverage when they are presented correctly.
Carrier relationships for transportation workers’ comp, active loss-side discipline, and program structure that rewards the driver-care investment Thomas & Sons has already made.
Additional Coverages
Commercial Auto and Workers’ Comp lead the conversation. A complete program for a third-generation trucking and logistics fleet also addresses these layered exposures.
Your Team
Eugene-based, locally accountable, structured to deliver HUB International’s national carrier breadth with the responsiveness of a local team. The same group that has spent decades building programs across Oregon’s industrial, transportation, and service economies.
SVP, Commercial Lines / Team Haugen Lead
Associate Advisor, Commercial Lines
Associate Advisor, Commercial Lines
Private Client Risk Advisor
Private Client Risk Advisor
Vice President, Workers' Compensation
Workers' Compensation Claims Analyst
Insurance Adjuster
Client Services Advisor
CL Sr. Account Manager
CL Account Manager II
CL Account Manager II
CL Account Manager II
Sr. Risk Management Consultant
Commercial Auto and Workers’ Comp are the lead conversations. The full program is ready for review whenever you are. Let’s have a conversation, not a quote request.
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